Mobile Payment Have Daily Limit Now

4月1日起,扫码支付开始限额!

时间:2018-04-03 09:48:14

It has grown into a lifestyle choice of people in China using mobile payments throughout their daily activities, following the rapid development of mobile payment services led by third-party payment companies as Wechat and Alipay. While the payment by barcode/QR code as the main form of mobile payment, though quite convenient, yet has some ricks:

最近两年,移动支付发展是十分迅速了。我国目前是世界上移动支付最普及的国家,而且没有之一。而条码支付业务,则成为移动支付发展的重要体现形式。虽然便民,但也存在着不少隐患。比如…

The static barcode can be easily to be tampered and infected with Trojan virus. Its rick prevention is identified as D level.

静态条码极易被篡改或变造;易携带木马或病毒;风险防范能力被认定为D级。

 

In addition, compared to bank card payment, barcode payment can be riskier and lark of standardization in some market.

同时,条码支付的技术实现方式和业务风险相对传统银行卡支付具有其特殊性,部分市场机构在业务开展中也存在扰乱公平竞争秩序、支付风险防范不到位等问题。

The People’s Bank of China has come up with the regulation about barcode payment which will be officially implemented on April 1st, 2018.

日前,人民银行发布《中国人民银行关于印发<条码支付业务规范(试行)>的通知》(银发〔2017〕296号),配套印发了《条码支付安全技术规范(试行)》和《条码支付受理终端技术规范(试行)》(银办发〔2017〕242号发布),自2018年4月1日起实施。

New regulation on barcode payment:

新规为条码支付立了【规矩】:

With static barcode payment, the total transaction amount from one customer bank should be less than 500rmb in one day;

若使用静态扫码支付,同一客户银行或支付机构单日累计交易金额应不超过500元;

No limit with dynamic barcode payment. The New regulation will be is officially implemented on April 1st, 2018.

使用动态扫码支付的最高不限额,该新规从今年4月1日开始正式施行。

编辑: 张珂